Are you working with the wrong financial advisor? Are they still the person best qualified to help you meet your retirement goals, or have you outgrown them? It’s an important question, so to help you answer it, here is a list of the ten warning signs you might be working with the wrong advisor.

1. Your advisor ignores your changing risk tolerance
Have you asked your advisor to make your portfolio more conservative, only to have them fight you on it? This is a major red flag. Most people want to invest more conservatively as they get older, and rightly so. If your advisor is pushing back, it could be because they aren’t qualified to manage a truly conservative, income-generating portfolio, or because they have a financial incentive to keep your portfolio the way it is.