Register for this free webinar and find out whether your RMD could be satisfied from income alone — without being forced to sell off the very principal you worked a lifetime to build.
For retirees and pre-retirees with $250k+ saved for retirement.
Hosted by Evan Duigou, Investment Advisor Representative
No cost. No obligation. We keep the group small so there's time for real questions.
Five things most retirees never get a straight answer to about their RMDs.
Most people find out they miscalculated their RMD after it's too late to fix it cheaply. You don't have to be one of them. There's an exact formula the IRS uses — once you know it, the guesswork (and the anxiety that comes with it) disappears.
It's the largest penalty anywhere in the federal tax code — and unlike in years past, the IRS is no longer looking the other way. The good news: this is one of the easiest financial mistakes to avoid completely, once you know what triggers it.
Your RMD doesn't get taxed on its own — it stacks on top of everything else you're already living on, and it can quietly pull more of your Social Security into taxable territory. Most retirees don't see it coming until the bill does.
You have a choice most people never realize they have: pull your RMD from the interest and dividends your investments generate, or let the IRS force you to sell off the principal itself. One keeps your savings intact. The other can quietly drain it — especially if the market's down the year you're forced to sell.
A surviving spouse can inherit your IRA tax-free, but most other heirs are on the clock. One overlooked detail in how your beneficiaries are designated could mean your grandchildren get disinherited — without you ever knowing it was a risk.
Investment Advisor Representative
Evan Duigou is a Connecticut native who found his passion at Retirement Income Source in helping people create reliable income and confidence in retirement.
After exploring several professional opportunities and running his own business early in his career, Evan realized he was most fulfilled building relationships, simplifying complex ideas, and helping others make informed financial decisions. Combined with his passion for the financial markets, that focus led him to join Retirement Income Source SFG in 2022, where he now serves as an Investment Advisor Representative.
Evan focuses on communicating the importance of income-oriented investment strategies designed to help clients pursue financial independence, stability, wealth preservation, and long-term retirement confidence.
He enjoys educating clients on market behavior, practical finance, risk management, and the importance of building a thoughtful income-based retirement strategy aligned with their goals.
Evan graduated from the University of Connecticut in 2014 with a Bachelor's degree. He is an active member of the CMT Association and continues to study behavioral finance, technical analysis, and market structure.
Yes. If you're in your 60s, now's the time to plan, since some of the smartest moves have to happen before your RMDs start. Already taking RMDs? You'll learn how to handle the taxes and where the money should come from.
There isn't one. It costs nothing to attend and there's nothing to buy. If you want to go further, you can book a free RMD Readiness Review afterward, where one of our advisors walks through your own numbers with you one-on-one.
Take a breath first — this is more common than you'd think, and it's often fixable. How much it costs you depends entirely on when it's caught and how it's corrected, which is exactly the kind of thing we walk through during the RMD Readiness Review.
About 40 to 45 minutes. That covers the presentation and Q&A.
For some people, yes. For others, barely at all. It depends on where you are in the timeline and whether you actually need the money yet — which is worth understanding specifically for your situation rather than in general terms.
Save your spot now. The sooner you understand your numbers, the more options you have.
